YANTI, A. .; SURURI, W. .; SIREGAR, S. G. S. .; SULAIMAN, S. F. . A19-v The Effect of Technical Skills and Digital Literacy on Transaction Efficiency in the Use of the ShopeePay E-Wallet. International Journal of Applied Finance and Business Studies, [S. l.], v. 13, n. 4, p. 632–640, 2026. DOI: 10.35335/ijafibs.v13i4.460. Disponível em: https://ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/460. Acesso em: 16 apr. 2026.