SIMBOLON, N. H.; JATI, F. D. .; SIAHAAN, S. B. . Overcoming the challenges of ai adoption in banking sector: Security, regulation, and infrastructure . International Journal of Applied Finance and Business Studies, [S. l.], v. 13, n. 1, p. 86–95, 2025. DOI: 10.35335/ijafibs.v13i1.364. Disponível em: https://ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/364. Acesso em: 16 apr. 2026.