SELFIRA, S. The urgency of financial literacy and inclusion in managing finances of STMIK Kaputama students. International Journal of Applied Finance and Business Studies, [S. l.], v. 13, n. 1, p. 78–85, 2025. DOI: 10.35335/ijafibs.v13i1.346. Disponível em: https://ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/346. Acesso em: 16 apr. 2026.