WICAKSONO, A. Detecting Determinants of Low Non Performing Loans (Npl) Kupedes (A Study at PT. Bank Rakyat Indonesia (Persero), Tbk Sidoarjo Packaging Unit). International Journal of Applied Finance and Business Studies, [S. l.], v. 8, n. 3, p. 104–111, 2020. Disponível em: https://ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/29. Acesso em: 9 jun. 2026.